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How to create an electronic signature

Creating an electronic signature takes about thirty seconds. Creating one that holds up takes a little more thought. This guide covers the three forms and when each is appropriate.

Form 1: The typed signature

You type your name into a signature field. The platform, or your own process, records the act of typing it and the moment you committed it.

How to do it well:

Legal note: no statute requires a handwriting image. A typed name adopted with intent to sign is a signature. In the U.S. this is the ESIGN Act's definition; see the ESIGN Act.

Form 2: The drawn signature

You draw with a mouse, finger, or stylus on a touchscreen.

How to do it well:

The common mistake is treating the image as the signature. The image is decoration. The signature is the recorded act of adopting the document.

Form 3: The certificate-backed digital signature

For documents where tamper-evidence must be provable independently, you need a certificate. The steps are:

  1. Obtain a signing certificate from a certificate authority — either a personal certificate or one issued through a trust service provider.
  2. Install it in your operating system or signing application's certificate store.
  3. Sign the PDF using a tool that embeds the signature and the certificate chain.
  4. Verify the signature yourself before sending, in a reader that shows signature validity.
  5. Tell the recipient what to expect; an unverified signature indicator can alarm someone who has not seen one before.

This is more work, and for most commercial contracts it is unnecessary. It becomes necessary when a regulator, an internal policy, or a high-value counterparty requires it. See digital certificates and PKI.

What to set up once, then reuse

Do not

Related: how to sign a PDF · are they legally binding?